The Biggest Lie in Real Estate (And What It’s Costing You)

The Biggest Lie in Real Estate (And What It’s Costing You)

From The Pursuit of Progress Podcast by Adam Lang and Benjamin Adams

May 1, 2026 · 16 min · Season 3 · Episode 16

About this episode

This episode debunks the myth that a 20% down payment is necessary to buy a home in Denver and discusses alternative strategies for buyers.

Most buyers think they can’t afford a home in Denver… But when we dig deeper, it’s usually not the price that’s stopping them. It’s the down payment. In this episode of The Pursuit of Progress , we break down one of the biggest myths in real estate—that you need 20% down to buy a home—and why that belief is keeping so many qualified buyers stuck on the sidelines. Here’s what we cover: The truth about down payments in 2026 (hint: it’s not 20%) Why PMI isn’t the enemy most people think it is Real programs in Colorado offering thousands in assistance How buyers are stacking strategies to get into homes with less money out of pocket What’s actually working right now in the Denver market If you’ve been waiting to “save more” before buying… this episode might completely change how you think about timing. Because affordability isn’t just about price— It’s about access. Want to see how buyers are still winning in today’s market? Grab a free seat to our next LIVE Denver Homebuyer Webinar: http://www.denverwebinar.com

People in this episode

Hosts: Adam Lang, Benjamin Adams

Topics covered

  • real estate
  • down payment myths
  • home buying strategies
  • affordability
  • Denver market

Keywords

  • real estate
  • down payment
  • home buying
  • affordability
  • Denver
  • PMI
  • buyer assistance

Mentioned in this episode

Organizations: Colorado

Places: Denver

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