The Mortgage Myth: Is It Really “Good Debt”?

The Mortgage Myth: Is It Really “Good Debt”?

From The Rachel Cruze Show by Ramsey Network

March 11, 2026 · 10 min

About this episode

In this episode, Rachel Cruze discusses the concept of mortgage debt as 'good debt' and shares her perspective on what constitutes acceptable debt.

🏠 Check out the Mortgage Payoff Calculator! Is mortgage debt really “good debt”? In today’s episode, I’m breaking down what people claim is “good debt” and share the only kind of debt I give my stamp of approval for, with a few caveats. Next Steps: 🎥 Watch my video 5 Popular Money Myths That Keep You Broke. 💵 Start your free budget today. Download the EveryDollar app! 📈 Are you on track with the Baby Steps? Get a free personalized plan. Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

People in this episode

Host: Rachel Cruze

Topics covered

  • mortgage debt
  • good debt
  • financial myths
  • debt management
  • personal finance

Keywords

  • mortgage
  • debt
  • good debt
  • financial advice
  • money myths

Sponsors

Christian Healthcare Ministries, DeleteMe, FAIRWINDS Credit Union

Mentioned in this episode

Organizations: Ramsey Network

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