The Payment Mentality Is Keeping You Broke

The Payment Mentality Is Keeping You Broke

From The Ramsey Show by Ramsey Network

April 14, 2026 · 2h 13m

About this episode

Rachel Cruze and George Kamel address various listener financial questions and challenges.

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Rachel Cruze and George Kamel answer your questions and discuss: “We are running a $5,000 deficit in our budget every month after losing $1.6 million to business fraud. What should we do?” “Our bank closed all our accounts two months ago and still hasn’t paid us back our money. What should we do?” “We are $90,000 in debt and living paycheck-to-paycheck.” “I have spent over $200,000 on lawyers for my divorce. I’m now out of money—how do I keep financing this?” “We just inherited $2.5 million. How do we manage this?” Next Steps: ✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. 🧠 ⁠Use Ramsey SmartTax to file your taxes! ⁠ 💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🏠 ⁠⁠Get organized and prepared to buy or sell a home⁠⁠…

People in this episode

Hosts: Rachel Cruze, George Kamel

Topics covered

  • budgeting
  • debt management
  • financial advice
  • money mindset
  • personal finance

Keywords

  • budget deficit
  • debt
  • financial fraud
  • inheritance
  • divorce costs

Sponsors

BetterHelp, Boost Mobile

Mentioned in this episode

Organizations: Ramsey Network, Christ

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