You Don’t Have to Retire Broke—Time Changes Everything
From The Ramsey Show by Ramsey Network
June 5, 2026 · 2h 13m
About this episode
Dave Ramsey and George Kamel answer listener questions about retirement and financial planning.
❓ Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. Dave Ramsey and George Kamel answer your questions and discuss: “I'm 66 with nothing saved for retirement and just paid off all my debt, what should we do next?” “My husband told me that I will never have access to his accounts.” “We have been using a credit card to cover our four walls for the past three years to get rewards—is this a bad idea?” “My husband and I disagree on how much equity of my house I should give him.” “We just quit our jobs to retire early—was that dumb?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET 📩 Email Dave On-Air With Your Questions on Debt and Finance 💵 Start your free budget today. Download the EveryDollar app! 🏠…
People in this episode
Host: Dave Ramsey
Guest: George Kamel
Topics covered
- retirement planning
- financial advice
- debt management
- couples finance
- credit card usage
- early retirement
Keywords
- retirement
- debt
- credit card
- financial planning
- couples finance
- Baby Steps
Sponsors
BetterHelp, Boost Mobile
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