You Don’t Escape Debt by Waiting—You Escape by Acting

You Don’t Escape Debt by Waiting—You Escape by Acting

January 26, 2026 · 1h 58m

About this episode

Dave Ramsey and Ken Coleman address various debt-related questions in a compilation episode.

💵 ⁠Get Money Help from Ask Ramsey!⁠ 🚢 ⁠⁠Book your cabin: Save $300 this week only! ⁠⁠ Due to severe weather and an ice storm impacting our area, our team wasn’t able to produce a live show today. We hope you enjoy this compilation from past episodes and we'll be back with a live show soon! Dave Ramsey and Ken Coleman answer your questions and discuss: I am getting calls regarding debt on my deceased father. How do I handle this? What's the best way to start the Baby Steps? My dad wants me to pay for his life insurance I'm afraid to pay off my debt I've been fired twice and we're drowning in debt Mother-in-law ran up $14K on our joint credit card Next Steps: ✔️⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠. 💸 ⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠ 💻 ⁠⁠⁠Need help with your taxes? See who we trust.⁠⁠⁠ 🚢 ⁠⁠⁠⁠⁠⁠Set Sail with Dave Ramsey! Book your cabin today.⁠⁠⁠ Connect With Our Sponsors: Get 10% off your first month of ⁠⁠⁠⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠⁠⁠⁠ Go to ⁠⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠⁠ to switch today…

People in this episode

Host: Dave Ramsey

Guest: Ken Coleman

Sponsors

BetterHelp, Boost Mobile, Casper Sleep, Christian Brothers Automotive

Mentioned in this episode

Organizations: Christian Healthcare Ministries

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