Retirement Tax Traps: Social Security, IRA Withdrawals & Smarter Tax Planning (7/18/2026)
About this episode
The episode discusses the complexities of retirement taxes and strategies for effective tax planning related to Social Security and IRA withdrawals.
Retirement taxes are rarely as simple as people expect, and making the wrong withdrawal at the wrong time can have consequences far beyond your tax bill. In our first hour, Jeremiah Bates and Alex Lundgren explain how IRA withdrawals, pensions, Social Security, brokerage accounts, Medicare IRMAA surcharges, and capital gains work together to shape your lifetime tax picture. They discuss why major purchases, home remodels, and other large withdrawals deserve careful planning to avoid unnecessary taxes and higher Medicare costs. The conversation later shifts to Social Security planning. The hosts cover when to claim benefits, how working before full retirement age can affect payments, filing strategies for married couples, survivor benefits, and why Social Security should be coordinated with the rest of your retirement income plan instead of viewed in isolation. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com ————————————————————— Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————
People in this episode
Hosts: Jeremiah Bates, Alex Lundgren
Topics covered
- retirement taxes
- IRA withdrawals
- Social Security
- tax planning
- Medicare costs
- financial strategy
Keywords
- retirement
- taxes
- Social Security
- IRA
- withdrawals
- Medicare
- financial planning
Sponsors
Ataraxis PEO, Tree City Advisors of Apollon, Apollon Wealth Management
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