195: Carl Richards on Money, Meaning, and the Art of Actively Doing Nothing

195: Carl Richards on Money, Meaning, and the Art of Actively Doing Nothing

November 11, 2025 · 35 min · Episode 195

About this episode

Justin King interviews Carl Richards about the relationship between money and a meaningful life, exploring themes of patient investing and values-driven spending.

I was excited to chat once again with Behavior Gap author and financial storyteller Carl Richards about the ideas behind his brand-new book, Your Money and 101 Other Things That Matter . Carl's famous hand-drawn sketches have helped millions simplify complex financial concepts — but beneath the simplicity lies profound wisdom about living a meaningful, values-driven life. Together, we explore how our relationship with money shapes our happiness, the tension between working hard and letting go, and why sometimes the bravest thing we can do as investors is nothing at all . In this episode we discuss: · Carl's journey from financial planner to New York Times columnist and author of the beloved "Sketch Guy" series. · The power of simple visuals to create clarity and spark real conversations about money. · "Actively doing nothing" — why patient investing and staying the course is one of the hardest (and most valuable) disciplines. · The spending practice — connecting your money to what you truly care about, and how everyday spending can become a reflection of your values. · "Spend the money" — why many retirees need permission to stop deferring joy and start living now. · Days or…

People in this episode

Host: Justin King

Guest: Carl Richards

Topics covered

Mentioned in this episode

Organizations: The New York Times, The Behavior Gap

Books & works: Your Money and 101 Other Things That Matter

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