Are Annuities Good or Bad? A Fiduciary Advisor Tells the TRUTH

Are Annuities Good or Bad? A Fiduciary Advisor Tells the TRUTH

From The Retirement Matters Show with Dale Smothers by Dale Smothers

May 15, 2026 · 34 min

About this episode

This episode discusses the importance of choosing the right financial advisor for retirement and explores the truth about annuities.

Are you working with the RIGHT type of financial advisor for retirement? Most people don't even know there's a difference and it could be costing them thousands. In this episode of the RDS Wealth podcast, we go deeper than we ever have into the financial services industry- breaking down the three types of advisors, the truth about annuities, and exactly how to know if your advisor is truly working in YOUR best interest. 📌 What you'll learn in this episode: The critical difference between an insurance advisor, a broker, and a true fiduciary and why it changes everything about your retirement Why so many retirees end up with annuities they didn't need (and who benefits when that happens) What a transparent, client-first annuity actually looks like- no annual fees, growth potential, downside protection How RDS Wealth is paid and why full transparency is the foundation of everything we do The questions you should be asking YOUR financial advisor right now 🔍 Are you within 5 years of retirement? Now is the time to make sure you understand who is advising you, how they're compensated, and whether the products in your portfolio are truly built for YOUR benefit. 📞 Schedule a…

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