About this episode

Jon Hicks discusses the limitations of the 401(k) in retirement planning and emphasizes the importance of a comprehensive strategy.

Is the 401(k) really the retirement solution—or just a piece of the puzzle? In this episode, Jon Hicks breaks down the origins of the 401(k) and why it may not be designed to carry the full weight of retirement planning. He explains how many Americans rely too heavily on it, and why a strategy focused on protection, income, and tax planning matters as retirement approaches. The conversation also covers common gaps in traditional approaches and what to consider when transitioning from saving to generating income.   Schedule your complimentary appointment today: RetirementSolutionShow.com   Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

More episodes of The Retirement Solution

• Are You Stuck in the “One More Year” Retirement Trap? · July 21, 2026 · 12 min
• Could Fear Be Hurting Your Retirement More Than the Market? · July 19, 2026 · 45 min
• Could Future Tax Changes Reshape Your Retirement Plan? · July 14, 2026 · 13 min
• Are These 5 Retirement Pillars Missing From Your Plan? · July 12, 2026 · 33 min
• Do You Really Want to Retire Early? · July 7, 2026 · 13 min
• The Retirement Tax Trap Few People See Coming · June 30, 2026 · 13 min

Explore listener stats, chart rankings, contacts and more on the The Retirement Solution podcast page.