About this episode

Jon Hicks discusses the debate between Roth and pre-tax 401(k) contributions and the importance of flexibility in retirement planning.

Should all your retirement savings go into Roth—or is that strategy missing the bigger picture? In this episode, Jon Hicks breaks down the debate between Roth and pre-tax 401(k) contributions, explaining why flexibility—not extremes—can play a key role in retirement planning. He explores how different tax buckets work together, the considerations behind Roth conversions, and why focusing only on short-term or long-term tax outcomes can lead to different decisions. The discussion highlights the value of aligning tax strategy, income planning, and long-term goals instead of relying on one-size-fits-all approaches.   Schedule your complimentary appointment today: RetirementSolutionShow.com   Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

More episodes of The Retirement Solution

• The Tax Mistakes That Could Follow You Into Retirement · May 31, 2026 · 50 min
• Sell in May? Why This Popular Strategy Is Being Questioned · May 19, 2026 · 13 min
• The Retirement Mindset Most People Miss · May 17, 2026 · 46 min
• The First Year of Retirement Could Change Everything · May 12, 2026 · 12 min
• From Blurry to Clear: Rethinking Your Retirement Plan · May 10, 2026 · 49 min

Explore listener stats, chart rankings, contacts and more on the The Retirement Solution podcast page.