FROM BUILDING FINTECH GIANTS TO REVIVING ONE

FROM BUILDING FINTECH GIANTS TO REVIVING ONE

June 11, 2026 · 56 min

About this episode

Jojo Malolos discusses his decision to take over PayMongo during a challenging time and shares insights on leadership and company transformation.

Most executives spend their careers looking for the next sure thing. Jojo Malolos did the opposite. After helping build some of the most important names in digital banking and fintech—from Smart Money (now Maya) to Wing Bank and GoTyme Bank—he made a surprising decision: to take over PayMongo at one of the most challenging moments in its history. Why would a veteran fintech leader leave a comfortable position and walk straight into a turnaround situation? What did he see in PayMongo that others didn't? And how do you rebuild a company when the market, your customers, and even your own team are looking for reasons to doubt? In this episode of The RJ Ledesma Podcast, Jojo shares the inside story behind PayMongo's transformation—from stabilizing the organization and rebuilding confidence to creating a roadmap for sustainable growth in one of the country's most competitive industries. This isn't just a conversation about fintech. It's a masterclass in leadership, resilience, change management, and making bold bets when everyone else is running the other way. If you're a founder, entrepreneur, executive, or anyone leading through uncertainty, you'll want to hear this one. Because…

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