RBS 253: Bonds vs. Bond Funds: Does Holding to Maturity Actually Protect You?

RBS 253: Bonds vs. Bond Funds: Does Holding to Maturity Actually Protect You?

August 4, 2026 · 20 min · Episode 253

About this episode

The episode explores whether individual bonds are safer than bond funds and examines the concept of holding to maturity.

Are individual bonds safer than bond funds? After my last video on cash versus bonds, a lot of you pushed back with the same argument: with an individual bond or a bond ladder you can hold to maturity and get your money back, and a bond fund can't do that. In this video I put that idea to the test with real numbers. I start with the one thing we have to understand first, the difference between a bond's maturity and its duration. Duration is what tells us how much a bond or a bond fund moves ...

People in this episode

Host: Rob Berger

Topics covered

Keywords

More episodes of The Rob Berger Show

Explore listener stats, chart rankings, contacts and more on the The Rob Berger Show podcast page.