About this episode

Tim Wood discusses the complexities of taxes in retirement and proactive planning strategies to avoid surprises.

Taxes don’t end when work paychecks stop—they often get more complicated in retirement. In this episode, Tim Wood breaks down why unexpected taxes, required minimum distributions, and Medicare surcharges can catch retirees off guard without proactive planning. The discussion covers retirement tax planning basics, Roth conversions, Social Security timing, and how annuities can fit into an overall income strategy when used with intention. Tim also explains why understanding the purpose of your ...

People in this episode

Host: Tim Wood

Topics covered

• retirement tax planning
• unexpected taxes
• required minimum distributions
• Medicare surcharges
• Roth conversions
• Social Security timing
• annuities

Keywords

• retirement
• taxes
• financial planning
• Roth conversions
• Social Security
• annuities
• Medicare

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• Do You Know Your Bracket Better Than Your Retirement Plan? · March 27, 2026 · 26 min
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