Housing Starts Are Falling, Insolvencies Are Rising, Buyers Are Still Waiting

Housing Starts Are Falling, Insolvencies Are Rising, Buyers Are Still Waiting

July 18, 2026 · 29 min · Episode 339

About this episode

The episode discusses the current state of Canada's housing market, highlighting falling housing starts and rising financial stress among buyers.

Canada's housing market is entering another pivotal phase as slowing construction, rising financial stress, and government intervention increasingly shape the future of real estate. While the Bank of Canada has provided borrowers with welcome stability by holding interest rates steady for a sixth consecutive meeting, mounting evidence suggests the country's housing shortage could worsen before it improves. Housing starts are falling sharply, residential building permits continue to decline, a...

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Mentioned in this episode

Organizations: Bank of Canada

Places: Canada

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