
156: Is Practice Ownership The Only Way To Build Wealth? The Vet’s Guide To Student Debt, Saving, And Financial Sanity. With Eric Miller
From The Vet Vault: Fall In Love With Veterinary Science by Dr. Hubert Hiemstra
March 18, 2026 · 53 min · Season 1 · Episode 156
About this episode
This episode discusses financial strategies for veterinarians, focusing on student debt, budgeting, and wealth building with insights from financial adviser Eric Miller.
Ever check your payslip… your student debt… your mortgage… and wonder if you’re just treading water? You’re not alone, and you’re not stuck. In this episode we revisit one of the most neglected topics in the profession: money . Hubert sits down with US-based financial adviser Eric Miller to break down the decisions that can actually move the money-needle for employed vets: from budgeting and debt to investing, insurance, and increasing your income. (We do global principles with US specifics) No jargon. No guilt. Just a clear starting point for vets who know they should have a plan… but haven’t begun yet. Here’s what you’ll learn: Why practice ownership isn’t the only route to financial security The one habit that underpins every solid financial plan A simple 70/20/10 framework for spending, investing, and enjoying your money How to handle student debt without letting it control your life Whether to prioritise debt repayment, investing- or both The difference between good debt and bad debt (and why it matters) How automation quietly builds wealth in the background What young vets need to know about insurance, income growth, and lifestyle creep And perhaps most importantly: A more…
People in this episode
Host: Dr. Hubert Hiemstra
Guest: Eric Miller
Topics covered
- financial planning
- student debt
- wealth building
- veterinary profession
- budgeting
- investing
Keywords
- financial security
- debt repayment
- investing
- insurance
- money management
Mentioned in this episode
Organizations: The Vet Vault, US, veterinary medicine
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