#54 — Frederick Vettese: Retirement Planning Advice on CPP, Annuities and More

About this episode

Frederick Vettese shares insights on retirement planning, covering topics like CPP, annuities, and estate planning.

Our guest this episode is Frederick Vettese — former Chief Actuary at Morneau Shepell (now Telus Health), longtime Globe & Mail columnist and one of Canada’s leading voices on retirement planning. Fred is also the author of four books on retirement, including the bestselling “Retirement Income for Life.” In this episode, Dave and Frederick cover a wide range of retirement topics from why many Canadians may be more prepared than they think to how annuities can fit into a retirement income plan. They also discuss reverse mortgages, whether it makes sense to delay OAS, RRSP meltdown strategies and how thinking around withdrawals has evolved over time. Along the way, Frederick shares thoughtful perspectives on carrying a mortgage into retirement, gifting to adult children, universal life insurance and his own estate planning approach. Whether you’re approaching retirement or simply want to better understand the key decisions that shape it, this episode is packed with practical insights and real-world advice from one of Canada’s top experts. Show Notes(00:00) Intro & Disclaimer(00:55) Intro to Fred Vettese(02:21) How Fred Comes Up With Writing Topics for The Globe &amp…

People in this episode

Host: Dave

Guest: Frederick Vettese

Topics covered

• retirement planning
• CPP
• annuities
• reverse mortgages
• OAS
• RRSP strategies
• estate planning

Keywords

• retirement
• financial planning
• annuities
• CPP
• OAS
• reverse mortgages
• RRSP
• estate planning

Mentioned in this episode

Organizations: Morneau Shepell, Telus Health, Globe & Mail

Products: Retirement Income for Life

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