About this episode

Robb Engen shares insights on retirement planning for Canadians, addressing common fears and strategies for spending savings confidently.

Our guest this episode is Robb Engen — a Qualified Associate Financial Planner (QAFP), advice-only financial planner and the longtime voice behind Boomer & Echo, one of Canada's most-read personal finance blogs. Robb returns to the show to share what he's learned helping regular Canadians plan, save and spend through retirement with confidence. In this episode, Dave and Robb take a deep dive into one of the biggest paradoxes in retirement planning: why so many Canadians who have done everything right are still afraid to spend their savings. They break down the "golden tax planning windows" in your sixties, the trade-offs between RRSP and TFSA withdrawals and why DIY retirement income planning is much harder than the accumulation years that came before it. Robb also explains how to budget for lumpy, one-time retirement expenses and why the current RRIF minimum withdrawal rules deserve a rethink, especially for single retirees. Whether you're approaching retirement, already there or just trying to think more clearly about decumulation, this episode is packed with practical, no-nonsense insights from one of Canada's most trusted personal finance voices. Show Notes (00:00) Intro…

People in this episode

Host: Dave

Guest: Robb Engen

Topics covered

• retirement planning
• financial advice
• tax planning
• budgeting
• decumulation

Keywords

• retirement
• financial planner
• RRSP
• TFSA
• budgeting
• decumulation
• tax planning

Mentioned in this episode

Organizations: Boomer & Echo

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