How To Make Smarter Mortgage Decisions In Today's Market!

How To Make Smarter Mortgage Decisions In Today's Market!

July 2, 2026 · 24 min · Season 6 · Episode 20

About this episode

This episode discusses how to make informed mortgage decisions in today's evolving market with insights from a licensed mortgage loan officer.

Should you refinance, tap into your home equity, or keep the low-rate mortgage you already have? With interest rates and lending options continuing to evolve, making the right mortgage decision has never been more important. In this episode, Catherine and Rachel welcome special guest Courtney Wittner, licensed mortgage loan officer at DG Funding, to break down today's mortgage landscape and help homeowners make more informed financial decisions. From HELOCs and home equity loans to buying a home in retirement and qualifying with assets instead of traditional income, you'll learn how today's lending options can support—or complicate—your long-term financial plan. You'll discover: The difference between a HELOC and a home equity loan—and when each may make sense. What retirees should know before applying for a mortgage. Common mortgage mistakes that can cost homeowners thousands. Smart ways families are helping children purchase a home. Why your mortgage strategy should work alongside your overall financial plan. Whether you're planning to buy, refinance, downsize, or simply want to make smarter borrowing decisions, this episode offers practical insights to help you navigate…

People in this episode

Hosts: Catherine, Rachel

Guest: Courtney Wittner

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Mentioned in this episode

Organizations: DG Funding

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