how much super do you need to retire without the age pension?
From this is daily by Glen James
February 8, 2026 · 13 min
About this episode
Glen James and Martin McGrath discuss how much superannuation is needed for Gen X retirees who won't qualify for the age pension.
A listener asked about Gen X retirees who won’t qualify for the age pension—how much super do you actually need to fund retirement? Glen James and Martin McGrath unpack the numbers, the psychology of spending, and why enjoying your money matters as much as saving it. This audio is from a clip on the money money money YouTube channel: https://youtu.be/3fvIKEWUjUA If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right newsletter here: https://email.retireright.com.au/ 🏡 Join the retire right facebook group: https://www.facebook.com/groups/retireright To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here : https://www.moneypodcast.com.au/mmmshownotes This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should…
People in this episode
Host: Glen James
Guest: Martin McGrath
Topics covered
- retirement planning
- superannuation
- financial advice
- Gen X retirees
- spending psychology
- enjoying money
Keywords
- superannuation
- retirement
- Gen X
- financial advice
- spending
- age pension
Mentioned in this episode
Organizations: money money money YouTube channel, Retire Right, Retire Right newsletter, Facebook, Money Podcast
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