808 city unit vs regional house, buying IP without your partner, using equity, reno size + more
From this is property by John Pidgeon & Rachelle Kroon
March 3, 2026 · 38 min · Season 8
About this episode
John Pidgeon and Rachelle Kroon answer questions about buying property, equity use, and renovation strategies.
In this Q&A, John Pidgeon and Rachelle Kroon answer your questions and chat about: 👉🏼 buying a unit in a metro area vs house regionally 👉🏽 considerations for buying regionally 👉🏾 buying an IP with equity without involving your partner 👉🏿 optimising loan structure to make the cost to hold easier 👉🏻 accessing and using equity for a reno 👉 is serviceability for an IP different from a PPOR? 👉🏼 debt recycling explained 👉🏽 do a major reno on PPOR or smaller reno to afford IP Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our…
People in this episode
Hosts: John Pidgeon, Rachelle Kroon
Topics covered
- buying property
- investment strategies
- equity use
- loan structure
- renovation considerations
- regional vs metro properties
Keywords
- investment property
- equity
- loan structure
- regional house
- metro unit
- renovation
- debt recycling
Sponsors
Sphere Home Loans
Mentioned in this episode
Organizations: Australian Property Chat, Solvere Wealth, YouTube
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