819 using equity vs saving cash, agent underquoting, help to buy + more

819 using equity vs saving cash, agent underquoting, help to buy + more

May 19, 2026 Β· 42 min Β· Season 8

About this episode

John and Rachelle answer listener questions about using equity, market timing, and property buying strategies.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this Q&A, John & Rach discuss your questions about: πŸ‘‰πŸΌ $500k equity in my PPOR, should I use it or save a separate cash deposit? πŸ‘‰πŸ½ sell now to fund retirement or wait 5 years but risk it not being a seller's market? πŸ‘‰πŸΎ single buyer with a $500k ceiling, is this the norm? What are my options? πŸ‘‰πŸΏ why do agents underquote and what can buyers do about it? πŸ‘‰πŸ» I'm terrified of buying at the peak and ending up in negative equity! πŸ‘‰ is the Help to Buy scheme worth it? πŸ‘‰πŸΌ if wages aren't keeping up, can property really grow at 6% a year? this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

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Solvere Wealth, Sphere Home Loans

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