About this episode

John and Rach discuss the current opportunities for first home buyers in the property market amidst changes in investor borrowing capacities.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M Negative gearing changes have hamstrung investor borrowing capacities, creating an opportunity for first home buyers that hasn't existed since just before COVID. In this episode John and Rach talk about how home buyers now have less competition and more negotiating power, plus the schemes and incentives helping buyers into the market. As of 1 July 2026, first home buyers can apply to pay no stamp duty through the Home Buyer Concession (HBC) Scheme . There is no longer an income threshold or property price limit when applying for the HBC Scheme. You can also apply for the HBC Scheme if you have not owned a property in the last five years. Reference: ACT.gov.au this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on…

People in this episode

Hosts: John Pidgeon, Rachelle Kroon

Topics covered

• first home buyers
• property market
• negative gearing
• home buyer concessions
• real estate investing
• negotiating power

Keywords

• first home buyer
• property market
• negative gearing
• stamp duty
• Home Buyer Concession
• real estate
• investing

Sponsors

Solvere Wealth, Sphere Home Loans

Mentioned in this episode

Organizations: ACT.gov.au, Australian Property Chat, Youtube

Products: The Quick-Start Guide to Your First Property, Sort Your Property Out & Build Your Future

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