Does the Appraiser-Client Relationship End? TAA Podcast 172
From Tim Andersen, The Appraiser's Advocate Podcast by Timothy Andersen - USPAP Instructor
March 2, 2026 · 8 min
About this episode
The episode discusses the legal implications and responsibilities of the appraiser-client relationship after the delivery of an appraisal report.
When Does the Appraiser-Client Relationship Legally End? One of the most misunderstood issues in residential real estate appraisal is, “Does the appraiser-client relationship legally end?” Many appraisers assume it concludes upon delivery of the appraisal report. That assumption is dangerous. So, when is the end of the Appraiser-Client Relationship Under USPAP? Under USPAP , particularly the Record Keeping Rule , the appraiser’s obligations do not terminate at report delivery. The workfile must be retained for the required period, and it must contain true copies of all written reports and supporting documentation necessary to defend the analyses, opinions, and conclusions. The professional relationship may shift after delivery, but regulatory exposure does not. Confidentiality boundaries also continue beyond submission. The appraiser must protect confidential information and assignment results unless properly authorized by the client or required by due process of law. Casual post-delivery discussions, especially with third parties, can trigger serious ethical and legal consequences. Post-delivery liability exposure remains real. Reconsideration requests, lender…
People in this episode
Host: Timothy Andersen
Topics covered
- appraiser-client relationship
- USPAP
- real estate appraisal
- confidentiality
- post-delivery liability
Keywords
- appraiser-client relationship
- USPAP
- real estate appraisal
- confidentiality
- post-delivery liability
- workfile retention
- ethical consequences
Mentioned in this episode
Organizations: USPAP
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