Redesigning Consumer Credit

Redesigning Consumer Credit

June 22, 2026 · 12 min

About this episode

The episode discusses the modernization of Polish instalment loans through a collaboration between Ikano Bank and BNP Paribas, utilizing BLIK cheques for a streamlined consumer credit process.

An innovative collaboration between the Ikano Bank Branch in Poland and BNP Paribas Bank Polska has brought Polish instalment loans into the modern age. By linking consumer credit utilisation to BLIK cheques, customers can apply online, receive a decision instantly, and pay in-store with nothing more than a nine-digit code – giving retailers a faster, cheaper, and more scalable way to offer financing at the checkout.

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