FinCEN's Ruling Blocked: What Does It Mean?

FinCEN's Ruling Blocked: What Does It Mean?

From Trust This with Joseph Seagle by Rick

March 26, 2026 · 35 min · Season 4 · Episode 8

About this episode

This episode discusses the recent changes in FinCEN's real estate reporting rule and its implications for various professionals in the industry.

FinCEN just dropped new guidance on the real estate reporting rule—and it’s raising more questions than answers. In this quick update, we break down what’s actually changed, what’s not being enforced, and what real estate investors, title agents, attorneys, and closing professionals should be doing right now. Key takeaways:• No FinCEN reporting required (for now)• No penalties for not reporting• But required information still needs to be collected With conflicting federal rulings out of Florida and Texas, the future of this rule remains uncertain—so staying compliant without overreacting is critical. If you’re involved in cash transactions, land trusts, or entity-based purchases, this directly impacts your workflow. Tune in to get clear on what matters right now. Have a question for a future Ask Joe episode? Send it our way. Subscribe for more episodes of Trust This and stay ahead of what’s changing in asset protection and real estate. Learn more about land trusts: https://mylandtrustee.com/book/Stay updated with the Trust This newsletter: https://trustthis.beehiiv.com/subscribeExplore asset protection services: https://aspirelegal.com/contact/

People in this episode

Host: Joseph Seagle

Topics covered

  • FinCEN guidance
  • real estate reporting rule
  • compliance
  • cash transactions
  • land trusts
  • entity-based purchases

Keywords

  • FinCEN
  • real estate
  • reporting rule
  • compliance
  • cash transactions
  • land trusts
  • entity-based purchases

Mentioned in this episode

Organizations: FinCEN, Aspire Legal, mylandtrustee.com, trustthis.beehiiv.com

Places: Florida, Texas

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