We Have Enough. So Why Is Spending Still Hard?

From Two Sides of FI by Jason and Eric

August 30, 2026 · 52 min · Episode 113

About this episode

Jason and Eric discuss the challenges of spending despite achieving their FIRE goals.

Your FIRE plan worked — so why is spending still so hard? In this episode, Jason (year 7) and Eric (year 2) share a candid early retirement update. Both portfolios have grown well above their FIRE numbers despite years of withdrawals, and a fee-only advisor delivered a surprising verdict: spend more. Learn why unwinding the accumulation mindset is harder than the math, how "life support" for adult kids reshapes the budget, and why unstructured time might be the truest form of wealth - and much more. Show notes: https://twosidesoffi.com/spendmore

Topics covered

early retirement
spending mindset
financial independence
budgeting
wealth
adult children

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