The Fake Stages of Retirement: Why 'Slow-Go' Is Really About Money — Not Age

The Fake Stages of Retirement: Why 'Slow-Go' Is Really About Money — Not Age

December 27, 2025 · 17 min · Season 3 · Episode 31

About this episode

This episode debunks the myth of retirement stages, emphasizing that financial health, rather than age, influences travel and lifestyle in retirement.

You've probably heard the conventional wisdom about retirement stages: the "go-go" years right after you clock out, full of adventure and travel; then the "slow-go" phase where things wind down due to age and aches; and finally, the "no-go" period of quiet homebound days. It's a neat little narrative, peddled by financial planners and lifestyle gurus alike. But what if I told you it's mostly a myth? That "slow-go" isn't about creaky knees or fading energy - it's usually just code for "didn't save enough". Today, we're busting that myth wide open with hard data, real surveys, and some eye-opening figures. Stick around, because if you save like you mean it, your 80s could look more like Ibiza than a rocking chair. In my latest podcast episode you will learn: Why the traditional "Go-Go, Slow-Go, No-Go" retirement stages are largely a myth That retirees with strong finances and good health often keep travelling well into their 80s How average retirees see only a modest drop in travel spending between ages 75–84 Why wealthier retirees typically maintain high travel spending with little slowdown That many retirees don't save enough — making them vulnerable to even small cost increases…

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