About this episode

This episode explores the Smith Manoeuvre, a strategy for homeowners to build wealth while paying down their mortgage.

For many Canadians, homeownership is about much more than a financial investment. It's where we build our lives, raise our families, and create lasting memories. Most homeowners focus on paying off their mortgage as quickly as possible. But what if there was another way to strengthen your financial future at the same time? In this episode, Sabiha explores the Smith Manoeuvre—a strategy that may help some homeowners build wealth while paying down their mortgage. In this episode, you'll learn: What the Smith Manoeuvre is and how it works Why some Canadians become "house rich, cash poor" How a re-advanceable mortgage and HELOC work together How investing while paying down your mortgage may help build long-term wealth Who this strategy may be appropriate for—and who it may not be Why professional guidance is essential before implementing this approach The Smith Manoeuvre isn't the right strategy for everyone. But understanding your options is an important step toward making informed financial decisions and building long-term financial security. Learn more…

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