Eight Mortgage Myths That Still Trip Up Buyers

Eight Mortgage Myths That Still Trip Up Buyers

June 17, 2026 · 31 min · Season 4 · Episode 21

About this episode

The episode discusses eight common mortgage myths that mislead buyers and provides accurate information about low down payment options.

The mortgage world is full of “common knowledge” that quietly costs buyers time, money, and confidence. We sit down with Jason Walgrave and Marcus Walgrave to pull apart eight of the most persistent mortgage myths and replace them with what actually happens when a lender underwrites a real loan in today’s market. We start with the big one: you do not need 20% down to buy a house. We talk through real low down payment options like VA loans, USDA Rural Development (yes, “rural” can be closer t...

People in this episode

Host: Jason Walgrave

Guest: Marcus Walgrave

Topics covered

Keywords

Mentioned in this episode

Organizations: VA loans, USDA Rural Development

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