561: Where Are Mortgage Rates Headed?

561: Where Are Mortgage Rates Headed?

From Wealth Formula Podcast by Buck Joffrey

May 31, 2026 · 30 min

About this episode

The episode discusses the future of mortgage rates and the contrasting behaviors of investors in the current economic climate.

A couple of weeks ago, I had Barry Habib on the podcast talking about where he believes interest rates and the economy may be headed over the next several years. Barry has been one of the more accurate voices in housing and mortgage finance during a period when many economists and market commentators have repeatedly gotten it wrong. This week, I wanted to continue that discussion with mortgage industry veteran Rob Chrisman because I think there's a bigger lesson here for investors. Right now, the stock market is near all-time highs again, and naturally, people want in. Investors are drawn toward momentum. They feel safer buying things that have already gone up. At the exact same time, many areas of real estate—particularly multifamily—have already experienced massive repricing, with some assets trading 30–40% below peak valuations from just a few years ago. And yet most investors are far more comfortable chasing expensive assets than buying discounted ones. That's the irony of investing. As Warren Buffett famously said, "Be fearful when others are greedy and greedy when others are fearful." Easy to say. Very hard to do. Part of the reason this environment feels so confusing is…

People in this episode

Host: Buck Joffrey

Guests: Barry Habib, Rob Chrisman

Topics covered

  • mortgage rates
  • investing strategies
  • real estate
  • economic outlook
  • interest rates

Keywords

  • mortgage rates
  • real estate investing
  • interest rates
  • economic trends
  • Warren Buffett

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