FinTech and Embedded Finance

FinTech and Embedded Finance

From Wharton FinTech Podcast by Wharton Fintech Podcast

April 20, 2026 · 39 min

About this episode

The episode features a discussion on modern payments and embedded finance with insights from Mike Milotich, CEO of Marqeta.

In this episode of the Wharton FinTech Podcast, Jackson Ellis sits down with Mike Milotich, CEO of Marqeta, to explore the evolving landscape of modern payments and embedded finance. Mike shares insights from his leadership experience at a pioneering card issuing platform, discussing how fintech companies are reshaping the way businesses and consumers interact with money. The conversation covers Marqeta’s role in enabling innovative payment solutions, the growing importance of real-time financial infrastructure, and how companies can scale responsibly in a rapidly changing regulatory and economic environment. Mike also reflects on the strategic priorities of a CEO in a high-growth fintech company, including capital allocation, risk management, and navigating public markets. This episode offers a thoughtful look at the intersection of finance, technology, and strategy, highlighting key trends shaping the future of payments and the broader fintech ecosystem.

People in this episode

Host: Jackson Ellis

Guest: Mike Milotich

Topics covered

  • FinTech
  • Embedded Finance
  • Payments
  • Financial Infrastructure
  • Regulatory Environment
  • Risk Management

Keywords

  • FinTech
  • Embedded Finance
  • Payments
  • Marqeta
  • Real-time Financial Infrastructure
  • Capital Allocation
  • Risk Management

Mentioned in this episode

Organizations: Marqeta

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