Homeownership in 2026 Barriers Breakthroughs and the Path Forward

Homeownership in 2026 Barriers Breakthroughs and the Path Forward

April 1, 2026 · 55 min · Episode 336

About this episode

The episode discusses the challenges and strategies for homeownership in Buffalo, particularly for first-time buyers facing rising interest rates and low inventory.

Buying a home in Buffalo is getting harder. Rising interest rates, low inventory, and higher loan amounts are putting pressure on first time buyers, especially working-class families and non-native English speakers. Takeysha Mudzingwa and Jim Ahrens from Five Star Bank break down what’s changed and share practical strategies to navigate credit, financing, and the path from pre-qualification to closing.

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