Should You Wait Until 70 to Claim Social Security?

Should You Wait Until 70 to Claim Social Security?

From Winning Retirement Radio by Greg and Kristin Taylor, and Kristen Charles

March 3, 2026 · 10 min

About this episode

Greg and Kristin discuss whether delaying Social Security benefits until age 70 is the best strategy for retirement income.

“Wait until 70. You’ll get 8% more per year.” Sounds simple, right? Not so fast. In this episode, Greg and Kristin tackle one of the most common retirement questions: Should you delay Social Security to maximize your benefit? Learn why there’s no one-size-fits-all answer. While waiting can increase your monthly benefit and potentially protect a surviving spouse, it can also mean draining retirement assets too quickly if you don’t have enough saved. Social Security isn’t the retirement plan. It’s one piece of the income puzzle. The real key? Building a written retirement income plan that’s stress-tested against market volatility, inflation, and tax changes. Because in retirement, cash flow is king!   🧐 Curious if you’re on track for retirement? Fill out this short form for a FREE consultation .   See omnystudio.com/listener for privacy information.

People in this episode

Hosts: Greg, Kristin

Topics covered

  • Social Security
  • retirement planning
  • income strategy

Keywords

  • retirement income plan
  • market volatility
  • inflation
  • tax changes

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