How to Avoid Lifestyle Creep and Make Smart Money Choices During Uncertain Times, With Chloe Moore

How to Avoid Lifestyle Creep and Make Smart Money Choices During Uncertain Times, With Chloe Moore

From Worth Listening with Lauryn Williams by Lauryn Williams

May 26, 2025 · 49 min · Episode 184

About this episode

This episode discusses how to avoid lifestyle creep and make smart financial choices during uncertain times.

This episode originally aired in 2023, but it's just as relevant—if not more—today. As part of our What to Do During Times of Uncertainty series, we're revisiting this powerful conversation between CERTIFIED FINANCIAL PLANNER™ professionals Lauryn Williams and Chloé Moore. In a world full of uncertainty, flashy financial advice, and constant lifestyle upgrades, it's easy to lose sight of the long-term costs of the choices we make. Whether you're tempted by a YOLO trip, a new car, or you're navigating a job change, this episode helps you weigh the true impact of your decisions—both financially and emotionally. You'll walk away from this conversation with a stronger understanding of how to align your spending with your values and how to avoid the common pitfalls that can quietly sabotage your financial progress. In this episode, we discuss: The opportunity costs behind your everyday decisions How to fight lifestyle creep so you can save more with each raise Why it's never too early to start saving for retirement (and the power of compound interest) The hidden costs of DIY-ing your financial plan How a financial planner can help you save money and optimize your decisions Why…

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