About this episode

The episode discusses the debate around safe withdrawal rates for early retirement, featuring listener questions and real-world examples.

Schedule a Free Financial Assessment with an experienced professional: https://bit.ly/YMYWassessC Today on Your Money, Your Wealth® podcast number 582, Joe Anderson, CFP® and Big Al Clopine, CPA address something a not-insignificant portion of this audience has been complaining about for years: their so-called 'absurdly conservative' safe withdrawal rates for early retirement. Rand and Elayne from Ohio are here to gripe about it directly with a thought experiment: a million bucks at age 36 and a three-year sabbatical in France. When, if ever, would Joe and Big Al say they should cut it short and go back to work if the markets turned ugly? Mike2me17 piles on, with his own SWR take about AUM fees in his Apple Podcasts review. But first, a real world example: Ron and Harry from Florida are elite performers with a high-risk specialty job. Can they safely pull off moving to Portugal and living on $38,000 a year in their early 40s? If you’re one of the people yelling at your podcast app every time Joe or Al mentions a 2% withdrawal rate, today's your day, and we welcome you to leave more of your thoughts on the topic in Apple Podcasts, YouTube, on Reddit, in our inboxes - like everyone…

People in this episode

Hosts: Joe Anderson, Alan Clopine

Guests: Rand, Elayne, Ron, Harry

Topics covered

• safe withdrawal rate
• early retirement
• financial assessment
• investment strategy
• retirement planning

Keywords

• withdrawal rate
• early retirement
• financial planning
• investment fees
• retirement income

Mentioned in this episode

Organizations: Pure Financial Advisors

Places: Ohio, Florida, Portugal, France

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