66. Q&A: US Tech Risk & Ethical Investing

66. Q&A: US Tech Risk & Ethical Investing

From Aussie FIRE | Financial Independence Retire Early by Hayden Smith & Dave Gow

March 20, 2026 · 40 min

About this episode

The episode addresses listener questions on ethical investing and managing tech concentration in investment portfolios.

In this episode, we answer two listener questions. One on ethical investing and ESG funds, and another on managing tech concentration in a portfolio. We'll unpack: 👉 Whether aligning with ESG principles means reducing exposure to Australian equities 👉 Why assuming the US market will always outperform Australia might be 👉 What the ethical ETF DZZF is 👉 Why defining “ethical” companies is harder than it seems 👉 The trade-offs of ESG investing 👉 An alternative approach: investing broadly and donating the fee savings? 👉 Why adding more ETFs might not protect a portfolio from a major market crash 👉 How to think about tech concentration in your portfolio Ask a Question FI Case Study Request Form Pearler Strong Money Australia Original Aussie FIRE e-book Strong Money Australia’s audiobook Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from…

People in this episode

Hosts: Hayden Smith, Dave Gow

Topics covered

  • ethical investing
  • ESG funds
  • tech concentration
  • portfolio management
  • investment strategies

Keywords

  • ethical investing
  • ESG
  • tech concentration
  • investment strategies
  • DZZF
  • portfolio management

Mentioned in this episode

Organizations: Pearler, Strong Money Australia, Sanlam Private Wealth Pty Ltd

Products: DZZF

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