73. CGT and Negative Gearing: What the Budget Could Change for Investors

73. CGT and Negative Gearing: What the Budget Could Change for Investors

May 8, 2026 · 50 min

About this episode

Hayden and Dave discuss potential changes to capital gains tax and negative gearing in the upcoming federal budget and their implications for investors.

The federal budget is coming, and there's already noise around two policies that could shake up the investment landscape: capital gains tax and negative gearing. Hayden and Dave break down what's actually being floated, and what it could mean for your portfolio. They cover: 👉 How governments "soft launch" policy changes before they're official, and why it matters for investors right now 👉 The current CGT discount rules and the proposals that could change what you actually keep when you sell 👉 Whether indexation could be a better deal than a flat discount, depending on how long you've held an asset 👉 The grandfathering question that every existing property investor needs answered before panicking 👉 How capping negative gearing could reshape who benefits from it and what it means for property prices Plus, a timely reminder on building your investing strategy around any single tax settings. Ask a Question FI Case Study Request Form Pearler Strong Money Australia Original Aussie FIRE e-book Dave's books on Amazon and Spotify Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You…

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Hosts: Hayden Smith, Dave Gow

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Organizations: Pearler, Sanlam Private Wealth Pty Ltd, Strong Money Australia, Aussie FIRE, Amazon, Spotify

Places: Australia

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