75. A Final Word on the Budget: How We're Thinking About it Now

About this episode

Hayden and Dave discuss the implications of the Federal Budget on investing strategies and the philosophical tensions behind the changes.

The episode was updated on the 30th of May to remove some comments around assumptions around tax losses in the new budget if an asset underperforms inflation, as well as removing some comments around tax deductions which were oversimplified. The dust has (somewhat) settled on the Federal Budget, and Hayden and Dave are back to go beyond the initial reactions. This week they dig into the real numbers, the philosophical tensions behind the changes, and what investors should actually be doing differently (if anything). They cover: 👉 If and how our investing strategies will change 👉 How the CGT changes hit a sell-down strategy versus a dividend/income strategy differently 👉 Why the two-phase super strategy takes a bigger hit than most people realise 👉 The case for semi-retirement over full FIRE under the new rules 👉 Whether continuing to invest is still worth it when the rules keep shifting Plus, is the budget actually doing anything meaningful for housing supply? And what does the 30% floor really mean for someone trying to live off their portfolio? Free calculator here to work out your CGT with the new proposed changes. Follow us on Instagram Watch on Youtube Ask a Question FI…

People in this episode

Hosts: Hayden Smith, Dave Gow

Topics covered

• Federal Budget
• investing strategies
• CGT changes
• super strategy
• semi-retirement
• housing supply

Keywords

• budget
• investing
• CGT
• superannuation
• semi-retirement
• housing supply
• financial independence

Mentioned in this episode

Organizations: Pearler, Strong Money Australia, Amazon, Spotify

Books & works: Aussie FIRE e-book

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