
77. FIRE Later vs. Living Now
From Aussie FIRE | Financial Independence Retire Early by Hayden Smith & Dave Gow
June 5, 2026 · 46 min
About this episode
Hayden and Dave discuss the balance between living in the moment and planning for financial independence, inspired by a listener's email.
Today Hayden & Dave are unpacking an email they received from a listener. He's 29, originally from the UK, drives trucks for a living and keeps moving on after a year or two because the passion just isn't there. He loves to travel, wants to build wealth, but struggles to commit to investing when the next adventure feels a lot more appealing to him. He also lost his brother 13 years ago, which has really changed his outlook on things. They cover: 👉 Why losing a loved one can make the "now vs. later" question so much harder to answer 👉 The problem with expecting your job to be a source of passion (and what to expect instead) 👉 A simple mental framework for deciding whether spending & living today is actually worth it 👉 How to stop thinking about life choices as all-or-nothing trade-offs 👉 Whether the rise of AI is a reason to bunker down financially, or something else entirely If you've ever felt the pull between building for the future and not wanting to miss the present, this one's worth a listen. Follow us on Instagram Watch on Youtube Ask a Question FI Case Study Request Form Pearler Strong Money Australia Original Aussie FIRE e-book Dave's books on Amazon and…
People in this episode
Hosts: Hayden Smith, Dave Gow
Topics covered
- financial independence
- investing
- life choices
- personal growth
- travel
- mental frameworks
Keywords
- FIRE
- financial independence
- investing
- life choices
- travel
- mental framework
- passion
- AI
Mentioned in this episode
Places: UK
More episodes of Aussie FIRE | Financial Independence Retire Early
- 78. Case Study: Should we buy or keep renting on the path to FIRE? · June 12, 2026 · 36 min
- 76. Should your portfolio change as you approach FI? · May 29, 2026 · 1h 0m
- 75. A Final Word on the Budget: How We're Thinking About it Now · May 22, 2026 · 1h 0m
- 74. The Budget: What it actually means for investors · May 15, 2026 · 1h 7m
- 73. CGT and Negative Gearing: What the Budget Could Change for Investors · May 8, 2026 · 50 min
- 72. Case Study: Doubling down on investment properties vs. shares · May 1, 2026 · 39 min
Explore listener stats, chart rankings, contacts and more on the Aussie FIRE | Financial Independence Retire Early podcast page.