Your AI Agent Needs a Bitcoin Wallet. Here's Why.

About this episode

Moritz Kaminski discusses the role of Bitcoin and the Lightning Network in the context of AI agents and payment infrastructure.

Most people think of Bitcoin as something you hold. Moritz Kaminski, co-founder of Alby, says it's becoming something your AI agent spends. Wyatt sits down with Moritz Kaminski to unpack why the Lightning Network is quietly becoming the payment rail of the agentic internet, what it actually looks like to give an AI agent a self-custodial Bitcoin wallet, and why micropayments are the unlock that nobody in the AI conversation is talking about enough. Moritz Kaminski walks through his path from venture capital to building on open source Bitcoin infrastructure, why privacy on Lightning gives it a structural edge over stablecoins and on-chain crypto, and what Alby learned from putting a 100,000 sat bounty on a publicly available AI agent and telling the internet to hack it. Wyatt and Moritz get into the mechanics of routing nodes, native Bitcoin yield, and why major players like AWS, Cloudflare, Stripe, and MasterCard are all quietly building agentic payment infrastructure right now. We close out with Moritz Kaminski's take on where Bitcoin adoption actually stands as a payment method, why the digital gold narrative is still the strongest on-ramp for financial professionals, and what…

People in this episode

Hosts: Wyatt O'Rourke, Jordan Guess

Guest: Moritz Kaminski

Topics covered

• Bitcoin
• AI agents
• Lightning Network
• micropayments
• payment infrastructure
• privacy
• Bitcoin adoption

Keywords

• Bitcoin wallet
• AI agent
• Lightning Network
• micropayments
• self-custodial
• payment rail
• Bitcoin adoption
• privacy
• routing nodes
• digital gold

Mentioned in this episode

Organizations: Alby, AWS, Cloudflare, Stripe, MasterCard

Places: Denver, Colorado

More episodes of Bitcoin for Financial Services Podcast

• Your Bitcoin Estate Plan Has a Fatal Flaw (And It's Not Legal) · June 3, 2026 · 47 min
• Offense vs. Defense: How Bitcoin Treasury Companies Actually Work · May 27, 2026 · 1h 14m
• The Fix Every Financial Advisor Needs · May 20, 2026 · 55 min
• Bitcoin 2026 Recap, Stretch Breakdown & The Family Office Launch · May 6, 2026 · 48 min
• Bitcoin Has Been the Best Asset in Every Crisis for 8 Years Running · April 29, 2026 · 1h 14m
• Bitcoin's Adolescent Phase: Infrastructure, Stablecoins, and the Road to Wall Street · April 22, 2026 · 1h 3m