S1E271: Liquidity: the anxiety antidote
From BT Money Hacks by The Business Times
May 31, 2026 · 16 min · Season 1 · Episode 271
About this episode
The episode discusses the importance of liquidity and preparing financially for inflation and economic volatility.
Is your emergency fund ready for the real financial crisis: stacked, non-stop inflation? A budget is not enough. The rising cost of living demands a new kind of preparation. We dismantle the "inflation illusion" and reveal the critical difference between looking financially stable and being genuinely, liquidly prepared. Are there specific cash structures you need to survive volatility without panic? Howie Lim finds out from Walter de Oude, founder and CEO of Chocolate Finance. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 02:38 Building a cash buffer 06:31 How much cash to hold 11:14 Optimising returns safely 14:08 Breaking money inertia --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Walter de Oude, founder and CEO, Chocolate Finance Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times , SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN  …
People in this episode
Host: Howie Lim
Guest: Walter de Oude
Topics covered
- emergency fund
- inflation
- financial stability
- cash management
- budgeting
- investment strategies
Keywords
- emergency fund
- inflation
- financial crisis
- cash buffer
- investment
- budget
- financial stability
Mentioned in this episode
Organizations: Chocolate Finance, The Business Times, SPH Media
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- S1E269: The great yield shift: why banks are gaining altitude as Reits seek grounding · May 17, 2026 · 19 min
- S1E268: Risk reset: differentiating a flash sale from a fundamental flaw · May 10, 2026 · 17 min
- S1E267: To risk or not to risk your risk-free 4% CPF return? · May 3, 2026 · 22 min
- S1E266: Beyond the algorithm: when AI says sell, who tells you no? · April 26, 2026 · 20 min
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