BT Money Hacks
Every Monday, The Business Times breaks down useful personal financial tips with expert guests. Hosted by Howie Lim.Produced by BT Podcasts, The Business Times, SPH Media.
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On the show
- Ritesh Ganeriwal3 eps
- Grace Tay2 eps
- Ayush Goyal2 eps
Also: Jeremy Foo, Jack Prickett, Zachary Young, Charu Chanana, Darrin Ng, Amarjit Kaur, Anurag Garg, Daphne Tan, Igor Pejic, Daryl Liew, Cheng Chye Hsern, Goh Rong Ren, Genevieve Cua, Christopher Tan, Polka Mishra, Walter de Oude, Kylie Soh
Audience Interest
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Insights are generated by CastFox AI using publicly available data, episode content, and proprietary models.
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Total monthly reach
Based on the show's feed history.
Built from
By chart position
- 🇮🇩ID · Investing#1244.7K to 42K
- 🇸🇬SG · Investing#1301.1K to 10K
- Per-Episode Audience
Est. listeners per new episode within ~30 days
5.8K to 53K🎙 ~2x weekly·284 episodes·Last published 5d ago - Monthly Reach
Unique listeners across all episodes (30 days)
12K to 105K🇺🇸71%🇮🇩23%🇸🇬6% - Active Followers
Loyal subscribers who consistently listen
6.4K to 58K
Market Insights
Platform Distribution
Reach across major podcast platforms, updated hourly
Total Followers
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* Data sourced directly from platform APIs and aggregated hourly across all major podcast directories.
| Date | Episode | Topics | Guests | Brands | Places | Keywords | Sponsor | Length | |
|---|---|---|---|---|---|---|---|---|---|
| 10/18/26 |  S1E291: Navigating retirement planning: Why cash is your riskiest asset | We're drowning in financial data yet starving for retirement confidence. Only 28 per cent of Singaporeans feel truly on track — and as the nation hurtles toward super-aged status, the margin for error is gone. Howie Lim sits down with Samuel Rhee, co-founder and group CIO of Endowus to dissect why sitting in cash is the riskiest bet you can make, why "starting with why" beats chasing the perfect investment, and the three metrics that actually matter. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:23 Capital shortage meets analysis paralysis 03:22 When informed becomes over-informed 08:18 Cash - the riskiest asset you own 13:44 Three metrics that cut through the noise --- Send us your questions, thoughts, story ideas, and feedback to [email protected]. --- Written and hosted by: Howie Lim ([email protected]) With Samuel Rhee, co-founder, chairman, group CIO, Endowus Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information. | 16m 57s | ||||||
| 10/11/26 |  S1E290: Beyond the black box: Inside a glass-box approach to Asean investing | Markets are loud. Your strategy doesn't have to be. In this episode of Money Hacks, Howie Lim speaks to BlackRock strategist Filip Mena Berlin to pull back the curtain on systematic active equities — not a black box, but a glass box where data, discipline, and human judgment converge. Discover why Asean is the diversification trade most portfolios are missing, how sentiment data reveals who you're really trading against, and why the best investors don't try to time markets — they outlast them. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 02:57 Why Asean stands apart when Asia falls 05:22 Black box to glass box = transparency 08:04 Human with machine + discipline 10:36 The sentiment edge 13:26 Who the strategy is for --- Send us your questions, thoughts, story ideas, and feedback to [email protected]. --- Written and hosted by: Howie Lim ([email protected]) With Filip Mena Berlin, strategist, systematic active equities team, BlackRock Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information. | 15m 24s | ||||||
| 10/4/26 |  S1E289: Is the 60/40 portfolio dead? Navigating rate hikes and oil shocks | With the Fed signalling persistent rate hikes and oil shocks stirring global markets, is your portfolio positioned to survive—or thrive? What do rising bond yields, stubborn inflation, and central bank manoeuvres mean for everyday investors? Is the traditional 60/40 portfolio dead? Should you pivot to gold, lock in fixed income, or look to Asian credit for refuge? StashAway’s Stephanie Leung and Fullerton Fund Management’s Angus Hui join correspondent Howie Lim to decode hidden market risks, FX traps, and the institutional strategies you need to build bulletproof wealth today. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:21 How high rates squeeze household budgets 05:36 Rethinking the 60/40 portfolio 08:29 Why gold beats bonds as a hedge 13:16 The real cost of staying in cash 14:40 Asia’s cash problem 16:03 Invest with institutional strategies --- Send us your questions, thoughts, story ideas, and feedback to [email protected]. --- Written and hosted by: Howie Lim ([email protected]) With Stephanie Leung, CIO, StashAway and Angus Hui, deputy CIO, Fullerton Fund Management Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information. | 20m 48s | ||||||
| 9/27/26 |  S1E288: The psychology of financial clutter: why we accumulate bad investments | Your portfolio might be messier than you think. Most of us don't build investment strategies — we collect financial products the way we hoard old cables and orphaned keys in a kitchen drawer. In this episode of Money Hacks from The Business Times, Howie Lim talks with Bryan Low — wealth management head at KGI Singapore and NTU professor — about why we keep buying without a plan, how loss aversion traps us in bad positions, and the surprising upside of cutting your portfolio down to ten lines. If your financial life needs a clean-out, this conversation is your Marie Kondo moment. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:08 The accumulation trap — why buying more isn't a strategy 03:37 Auditing the financial junk drawer 07:11 The cost of product-first thinking 09:00 Decluttering rules 11:05 Decluttering as wealth creation --- Send us your questions, thoughts, story ideas, and feedback to [email protected]. --- Written and hosted by: Howie Lim ([email protected]) With Bryan Low, head of International Wealth Management, KGI Singapore Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information. | 14m 20s | ||||||
| 9/20/26 |  S1E287: Ask vs answer: the human edge AI can't replicate | Would you let AI manage your money the way it manages your inbox? Turns out, most of us won't — 76 per cent use AI to crunch the numbers, but only 8 per cent trust it to make the final call. Correspondent Howie Lim sits down with Ishan Sarkar, head of wealth and premier solutions at HSBC Singapore, to explore the "conviction gap" — the moment data has to become a decision. From Gen Z investors to Black Swan events, discover why the smartest financial move might still be a human one. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:24 Closing the AI conviction gap 03:03 Is high-touch advice becoming a luxury good 07:39 Where AI value drops and human judgment spikes 12:45 Can AI handle a market crash better than a human 14:54 Will humans ever become replaceable --- Send us your questions, thoughts, story ideas, and feedback to [email protected]. --- Written and hosted by: Howie Lim ([email protected]) With Ishan Sarkar, head of wealth and premier solutions, HSBC Singapore Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information. | 17m 22s | ||||||
| 9/13/26 |  S1E286: Strategy over sentiment: why the old property playbook no longer works | Is your dream home a financial trap? Singapore's cooling measures and shifting interest rates have upended the old playbook—Build-to-Orders (BTOs), resale flats, and executive condos (ECs) no longer play by the rules you think you know. Howie Lim and Eugene Lim, president of the Singapore Estate Agents Association, unearths the hidden costs, minimum occupation period (MOP) traps, and stress-tests your finances so your biggest purchase builds wealth, not regret. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:13 The hidden time cost of a BTO 03:13 Turning private property into liquid wealth 05:54 ECs - best of both worlds, at a cost 10:03 4 per cent stress test every buyer should run 12:51 The Ministry of National Development (MND)'s big policy shakeup, explained --- Send us your questions, thoughts, story ideas, and feedback to [email protected]. --- Written and hosted by: Howie Lim ([email protected]) With Eugene Lim, key executive officer, ERA and president of the Singapore Estate Agents Association Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information. | 19m 54s | ||||||
| 9/6/26 | financial planningchild credit+3 | Ayush Goyal | SingSaver | Singapore | financial tailwindS$70,000+3 | — | 13m 12s | ||
| 8/30/26 | pay-raise paradoxlifestyle creep+3 | Michelle MahWildon Goh | The Business TimesFidelity International | — | raise paradoxlifestyle creep+3 | — | 24m 51s | ||
| 8/23/26 | Singapore stocksdividend stocks+3 | Daniel Lau | East SpringThe Business Times | SingaporeUS | Singapore stocksdividend stocks+3 | — | 15m 15s | ||
| 8/16/26 | asset allocationdiversification+3 | David Ng | Arki FinanceThe Business Times+1 | — | bankinginvestment+3 | — | 16m 05s | ||
| 8/9/26 | mass affluentinvestment strategies+3 | Stephanie Leung | StashAwayThe Business Times | — | mass affluentinvestment+5 | — | 15m 10s | ||
| 8/2/26 | market volatilityinvestment strategy+3 | Ritesh GaneriwalKenneth Chan | The Business TimesSyfe+1 | — | investmentportfolio check-in+3 | — | 16m 50s | ||
| 7/26/26 | AI in investingtrust in financial advisors+3 | Andrew Izyumov | 8FIGURESThe Business Times | — | AIinvesting+5 | — | 15m 54s | ||
| 7/19/26 | retrenchmentfinancial psychology+4 | Dr Annabelle Chow | Annabelle Psychology | — | retrenchmentfinancial mistakes+4 | — | 21m 28s | ||
| 7/12/26 | windfall managementwealth preservation+3 | Gautam Chadda | RBC Wealth Management AsiaThe Business Times+1 | — | windfallwealth management+3 | — | 20m 22s | ||
| 7/5/26 | panic sellinginvesting strategies+4 | Grace Tay | finexis advisoryBT Podcasts+2 | — | revenge investingpanic selling+4 | — | 16m 45s | ||
| 6/28/26 | financial resilienceincome loss+3 | David Broom | Sun Life AsiaThe Business Times | Singapore | financial planresilience+5 | — | 19m 05s | ||
| 6/21/26 | micro-investingfinancial tips+4 | Jenn Ong | GXS BankBT Podcasts+2 | — | micro-investinginvestment apps+4 | — | 15m 32s | ||
| 6/14/26 | ETF strategyinvestment restructuring+4 | Ritesh GaneriwalOriano Lizza | UCITS ETFsCMC Markets+3 | Singapore | ETFS&P 500+7 | — | 16m 24s | ||
| 6/7/26 | credit scorefinancial reputation+4 | Wong Sok QuanAyush Goyal | Credit Bureau SingaporeMoneyHero Group+3 | — | credit score mythsfinancial reputation+4 | — | 18m 34s | ||
| 5/31/26 | emergency fundinflation+4 | Walter de Oude | Chocolate FinanceThe Business Times+1 | — | emergency fundinflation+5 | — | 15m 38s | ||
| 5/24/26 | credit marketshigh-rate environment+4 | Kylie SohErik Keller | RobecoFullerton Fund Management+1 | — | high-yield bondsfixed income+5 | — | 14m 52s | ||
| 5/17/26 | yield shiftbanks+4 | Vijay NatarajanShekhar Jaiswal | RHB BankThe Business Times | — | high-yield tradenarrowing yield spreads+4 | — | 19m 17s | ||
| 5/10/26 | market volatilitybuying the dip+3 | Hugh ChungYee Shen Hao | EndowusPhillipCapital+1 | — | flash salefundamental flaw+3 | — | 17m 22s | ||
| 5/3/26 | CPF Special Accountfinancial security+3 | Genevieve CuaChristopher Tan | The Business TimesProvidend | — | CPF4% return+5 | — | 21m 31s | ||
| 4/26/26 | AI in wealth managementhuman advisors+3 | Polka Mishra | Javelin Wealth ManagementSPH Media | — | AIwealth management+3 | — | 19m 34s | ||
| 4/19/26 | fractional investingwealth building+1 | Jeremy FooJack Prickett | TeslaAmazon+9 | — | liquiditycosts+3 | — | 13m 43s | ||
| 4/12/26 | financial securityinvesting+2 | Zachary Young | Atlantis LabsCryptoKnight Academy+5 | — | nest eggfinancial survival tips+2 | — | 16m 52s | ||
| 4/5/26 | active ETFspassive investing+2 | Charu ChananaDarrin Ng | active ETFsindex funds+8 | — | index fundsconcentration risk+2 | — | 16m 52s | ||
| 3/29/26 | job marketsalary negotiation+1 | Amarjit KaurAnurag Garg | The Business TimesWithers Khattarwong+5 | Singapore | job switchsalary bumps+2 | — | 22m 00s | ||
| 3/22/26 | portfolio riskdiversification+1 | Daphne TanRitesh Ganeriwal | CMC MarketsSyfe+7 | — | concentrationrisk drivers+1 | — | 15m 45s | ||
| 3/15/26 | Technology alphaR&D+4 | Igor Pejic | Tech MoneyThe Business Times+5 | — | investmentreturns+5 | — | 21m 42s | ||
| 3/8/26 | economic growthinvestment strategies+3 | Daryl LiewCheng Chye Hsern | PhillipCapitalProvidend+5 | Singapore | policy-driven investmentGDP growth+2 | — | 15m 39s | ||
| 3/1/26 | SMEpassive income+2 | Grace Tay | finexis advisoryfinexis+6 | — | free cash flowliquidity+2 | — | 19m 57s | ||
| 2/22/26 | leverage investingportfolio management+1 | — | The Business Timesthe Monetary Authority of Singapore+7 | — | broker custodymargin rules+3 | OCBC Securities | 15m 10s | ||
| 2/15/26 | fixed incomeyield+3 | Goh Rong Ren | Singapore Savings Bondsjunk bonds+7 | — | Singapore Savings Bondscredit spreads+1 | — | 16m 53s | ||
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Chart history for BT Money Hacks
Peaked at #124 in ID, currently #124 in ID.
| Market | Genre | Peak | Current | Trend |
|---|---|---|---|---|
| ID | — | #124 | #124 | — |
| SG | — | #130 | #130 | — |
Chart Positions
2 placements across 2 markets.
Chart Positions
2 placements across 2 markets.