S1E272: Credit score myths debunked: what banks really look for

S1E272: Credit score myths debunked: what banks really look for

June 7, 2026 · 19 min · Season 1 · Episode 272

About this episode

Experts debunk common credit score myths and discuss their impact on financial reputation.

Your credit score impacts everything. Experts from Credit Bureau Singapore and MoneyHero Group bust the biggest myths, from "clean" profiles to unused cards. Are you managing your financial reputation correctly? Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:23 Top credit score myths 05:13 Why NOT having a credit score hurts 07:01 How to build credit without going into debt 09:20 How often should we pull our credit scores? 14:35 Review to reporting framework to note --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Wong Sok Quan, head of consumer services, Credit Bureau Singapore and Ayush Goyal, country manager Singapore, MoneyHero Group Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times , SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe   Spotify: bt.sg/oeGN   YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide…

People in this episode

Host: Howie Lim

Guests: Wong Sok Quan, Ayush Goyal

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Mentioned in this episode

Organizations: Credit Bureau Singapore, MoneyHero Group, BT Podcasts, The Business Times, SPH Media

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