S1E282: Behind the institutional veil: what your bank doesn't want you to know about asset allocation
About this episode
This episode reveals the truths behind asset allocation and diversification in banking, featuring insights from David Ng of Arki Finance.
If you think your bank’s “diversified” portfolio is built for your future, think again. In this episode of Money Hacks , we pull back the curtain on the institutional world with Arki Finance founder David Ng. We’re dissecting the "product-first" myths, exposing why your “tick-box” diversification might be failing you, and revealing why your obsession with benchmarks is costing you real outcomes. Stop investing like a hedge fund—start investing for your life. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:22 Product-first vs. client-first: the industry's reversed process 05:05 Real diversification vs. "spray and pray" 09:54 Complexity vs. sophistication: finding the simplest real solution 13:20 Benchmarks lie: why your goals matter more than the index --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With David Ng, founder of Arki Finance Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times , SPH Media…
More episodes of BT Money Hacks
- S1E285: The $70,000 question: how to master your family's new financial tailwind
- S1E284: The raise paradox: why earning more never feels like enough
- S1E283: Singapore stocks aren't boring anymore — here's the proof
- S1E281: The mass affluent trap: too rich for retail, too small for private banking
- S1E280: Market noise vs real signal: are you investing or just guessing?
- S1E279: Artificial sycophant or financial genius? When to trust AI
Explore listener stats, chart rankings, contacts and more on the BT Money Hacks podcast page.