20 Questions from 20-Somethings About Money | Dr. DeLong, Emilie Stewart. Britton Carver | 208

About this episode

The episode features a discussion with two twenty-somethings about their real money questions as they approach graduation.

APRIL IS FINANCIAL LITERACY MONTH! What do you get when two late starters hand the mic to two twenty-somethings and let the money questions fly? In this unusually fun follow-up to the University of Tennessee classroom visit, we bring Dr. Karen DeLong and two of her students, Emilie and Britton, onto the podcast to tackle the real questions young adults ask when money stops being theoretical and starts getting personal. Emilie – Majoring in Finance and International Business with a minor in Agricultural Business and will be pursuing a career in Wealth Management. Britton – Interning with Wells Fargo in their Investment Banking - Commercial Real Estate division and will be pursuing a career in that post grad. . This episode covers The real money questions college students are asking before graduation Why Roth IRAs are such a powerful early-start tool How to think about saving for retirement versus nearer-term goals What happens to your 401(k) when you switch jobs Why savings rate matters more than most young adults realize The balance between being responsible and being too frugal How parents, professors, and mentors shape money mindset Why financial literacy needs to be practical…

People in this episode

Hosts: Bill Yount, Jackie Cummings Koski

Guests: Dr. Karen DeLong, Emilie Stewart, Britton Carver

Topics covered

• financial literacy
• money management
• retirement savings
• college finance
• wealth management
• investment banking

Keywords

• financial literacy month
• Roth IRAs
• 401(k)
• savings rate
• money mindset
• wealth management
• investment banking

Mentioned in this episode

Organizations: University of Tennessee, Wells Fargo

More episodes of Catching Up to FI

• The Fog of FI: Overcoming the Fear of Quitting Your Job | "The Long View" Crossover | 211 · April 29, 2026 · 1h 5m
• Hot Takes & Money Debates: Social Security at 62, New Trump Accounts, & more! | Bill & Jackie | 210 · April 26, 2026 · 1h 5m
• Why 90% of Families Lose Their Wealth (and How to Stop the Cycle) | Julia Myers | 209 · April 19, 2026 · 1h 1m
• Financial Literacy 101: Live Inside the Classroom at University of Tennessee | Bill & Jackie | 207 · April 8, 2026 · 45 min
• I Have a PhD in Business but Never Had a Personal Finance Class | Dr. Karen DeLong | 206 · April 5, 2026 · 36 min
• Is Your 401(k) a Mess? Do This Now (Step-by-Step Guide) | Bill & Jackie | 205 · March 29, 2026 · 1h 3m