Are You Protected? Understanding Your Policy's Real Coverage

Are You Protected? Understanding Your Policy's Real Coverage

From Contractor Talk with Richie Kidwell by Richie Kidwell

February 27, 2026 · 51 min · Episode 133

About this episode

Richie Kidwell and guests discuss the challenges Florida homeowners face with insurance practices and provide insights on policy coverage and claims.

Join Richie Kidwell and property damage attorney Hans Kennon on this episode of Contractor Talk as they reveal how Florida homeowners are being squeezed by insurance practices. Learn about roof-age underwriting, Citizens’ preferred contractor networks, hidden water caps, claim underpayments, and why homeowner representation is crucial. Special guest Brian Christensen of Coast2Coast Adjusters shares insights on policy limits, reduced payouts, and navigating disputed claims. Don’t miss practical tips for protecting your home and understanding Hurricane Milton deadlines. #contractortalk #insuranceclaims #propertydamage #homeownersrights #floridacontractors

People in this episode

Host: Richie Kidwell

Guests: Hans Kennon, Brian Christensen

Topics covered

  • insurance practices
  • homeowner representation
  • policy coverage
  • claim underpayments
  • property damage

Keywords

  • insurance claims
  • roof-age underwriting
  • hidden water caps
  • Hurricane Milton
  • homeowners rights

Mentioned in this episode

Organizations: Coast2Coast Adjusters

Places: Florida

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