The Insurance Game: Exclusions, Endorsements, and Consumer Advocacy

The Insurance Game: Exclusions, Endorsements, and Consumer Advocacy

From Contractor Talk with Richie Kidwell by Richie Kidwell

March 5, 2026 · 51 min · Episode 134

About this episode

Richie Kidwell and guests discuss the challenges in the insurance industry affecting contractors and property owners.

In this episode of Contractor Talk podcast with Richie Kidwell, Richie and co-host property damage attorney Hans Kennon break down the growing challenges facing contractors, property owners, and public adjusters. They discuss the fallout from Florida’s insurance reforms, shrinking windstorm claim activity, and policy exclusions that limit consumer support. Special guest Jack Hanks of VPA Public Adjusters shares insight on how public adjusters advocate for property owners, why claims are becoming harder to resolve, and how new legislation and policy restrictions could impact the industry nationwide. Learn what homeowners and contractors should watch for in their policies before a loss occurs. #contractortalk #insuranceclaims #publicadjusters #propertydamage #insuranceindustry

People in this episode

Host: Richie Kidwell

Guests: Hans Kennon, Jack Hanks

Topics covered

  • insurance reforms
  • public adjusters
  • property damage
  • consumer advocacy
  • contractor challenges

Keywords

  • insurance claims
  • policy exclusions
  • windstorm claims
  • consumer support
  • legislation impact

Mentioned in this episode

Organizations: VPA Public Adjusters

Places: Florida

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