64: Marriage and Money with Rachel Cruze
From Conversations for Couples by Conversations for Couples
May 21, 2026 · 30 min · Episode 64
About this episode
In this episode, Julie and David discuss money conflicts in marriage with financial expert Rachel Cruze, exploring how money habits and histories impact relationships.
Money is one of the biggest sources of conflict in marriage — but it doesn't have to be. In this episode, Julie and David sit down with Rachel Cruze, two-time #1 national bestselling author, financial expert, and host of The Rachel Cruze Show , for an honest and insightful conversation about how money habits, money personalities, and money histories shape our most intimate relationships. Rachel shares how growing up as Dave Ramsey's daughter — born just months before her parents filed bankruptcy — shaped her life's mission of helping people win with money before they hit rock bottom. Together, Julie, David, and Rachel dig into the real reasons couples fight about money, and what to do about it. In this episode: The two most common money conflicts couples face — and how to navigate them Spenders vs. savers: how opposites can actually make each other stronger Why your "money story" from childhood may be running your finances today The shame and guilt cycle around money — and how to break it Why combining finances in marriage isn't about control, it's about intimacy The debt snowball method and zero-based budgeting explained Why both spouses need a seat at the financial table How…
People in this episode
Hosts: Julie, David
Guest: Rachel Cruze
Topics covered
- marriage
- money management
- financial conflict
- money personalities
- intimacy in relationships
- budgeting
- raising kids
Keywords
- money conflict
- financial habits
- debt snowball
- zero-based budgeting
- money story
- intimacy
- spenders vs savers
- healthy money mindset
Mentioned in this episode
Organizations: The Rachel Cruze Show
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