377: Graduate PLUS Loans Are Ending: What You Need to Know Before Accepting an Offer

377: Graduate PLUS Loans Are Ending: What You Need to Know Before Accepting an Offer

June 19, 2026 · 22 min · Episode 377

About this episode

The episode discusses the end of Graduate PLUS loans and its implications for graduate students.

In this episode of the Grad School Femtoring Podcast, I discuss one of the most significant recent changes to graduate education financing: the end of Graduate PLUS loans and what this means for prospective and current graduate students. Drawing from years of experience supporting first-generation and BIPOC students through graduate admissions and funding decisions, I explain how this policy change may affect master's, PhD, and professional degree students and why understanding the true cost of graduate school matters now more than ever. I walk you through several funding scenarios, clarify common misconceptions about grad school loans, and share the questions every student should ask before accepting an offer of admission. Throughout the episode, I highlight the hidden curriculum of graduate school financing and offer practical strategies to help you make informed decisions about borrowing, funding gaps, and long-term financial planning.

People in this episode

Host: Grad School Femtoring

Topics covered

Keywords

Mentioned in this episode

Organizations: Grad School Femtoring Podcast

Products: Graduate PLUS loans

Books & works: master's, PhD, and professional degree

Places: graduate school

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