Ask HTM – Butting Heads with Investing Gurus, 4% Mortgage Ripoff, & Hoarding Cash at Retirement #1150

Ask HTM – Butting Heads with Investing Gurus, 4% Mortgage Ripoff, & Hoarding Cash at Retirement #1150

From How to Money by iHeartPodcasts

June 8, 2026 · 56 min · Episode 1150

About this episode

The episode answers listener questions about investing principles, mortgage concerns, retirement cash holdings, and managing extra income.

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - JL Collins : Do you guys agree with the same investing principles in The Simple Path to Wealth? 2 - Mortgage ripoff : Even though I have a 4% mortgage, why am I paying closer to 45% in interest?! 3 - Cash or stocks : Since we’re nearing retirement, should we refill our cash holdings or go all in on investing instead? 4 - Extra income : Help us figure out what we should be doing with more income than we know what to do with!   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Credit card perks: Check out our favorite credit cards that we use to maximize rewards and optimize our spending. Other money nerds: Find a thriving community of fellow money nerds by joining the HTM Facebook group! Newsletter: Sign up for the weekly HTM newsletter . It’s fun, free, & practical. Money…

Topics covered

  • listener questions
  • investing principles
  • mortgage issues
  • retirement planning
  • extra income

Keywords

  • investing
  • mortgage
  • retirement
  • cash holdings
  • listener questions

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